One free 2-minute quote. A real, licensed local agency compares multiple carriers and finds the rate your current company keeps quiet.
No claims. No changes. Your renewal still creeps up — because the system is built on you being too busy to question it.
When insurance is paid through escrow, the increase just shows up as a bigger house payment — and most people never trace it back.
Most "free quote" forms sell your number to a dozen call centers. This one doesn't — your details go to one licensed local agency, and nobody else. Ever.
Your current carrier is hoping you never compare 😬
We flipped the quote process. Instead of your number going out to a dozen call centers, your details go to one local licensed agency — and nobody else calls you.
ZIP code, home type, and a few basics about your property. Takes about 2 minutes — no policy paperwork needed.
Licensed agents run your profile across the carriers they represent and find the best rates for your home.
Love a quote? They bind it and cancel your old policy for you. Don't? Keep what you have. Done.
Sample monthly rates for a $300K home in your state. Your personalized quote reflects real Allstate pricing for your home, with every discount you qualify for.

“Most people we talk to have been overpaying for years and had no idea. The best part of this job is reading someone their new rate and hearing the pause.”
"My premium jumped $40 a month at renewal for no reason. One quick quote later I had better coverage for less than I paid two years ago."
"I didn't even know what I was paying — it was buried in my mortgage. They found the increase, beat it, and handled the escrow switch with my lender."
"We replaced our roof last year and our carrier never asked. Turns out that alone was worth a serious discount somewhere else."
Answer a few quick questions and the Tim Doud team builds your Allstate quote. Two minutes now, savings every month for a year.
No. Getting a quote has zero effect on your current policy or price. Your carrier is never notified that you shopped around.
Yes. The agent binds the new policy, cancels the old one, and notifies your mortgage company so your escrow pays the new carrier. You don't have to touch a thing.
No. This isn't a lead-selling quote form. Your information goes to Tim Doud: Allstate Insurance — one licensed local agency — and your number is never sold or shared with third-party marketers.
Your address and rough basics — home type, age, square footage. Your current policy helps but isn't required. The whole thing takes about 2 minutes.
Yes — often especially then. Carriers weigh claims history very differently, and homeowners with a claim on record frequently see the biggest savings, because their current carrier surcharged them the most.
None. The quote is free, and if your current Allstate rate turns out to be the best fit, the agent will tell you to keep it.